Concepts Definitions
• Specific Lien: A legal claim that affects only a particular designated property, such as a
mortgage, property tax lien, mechanic’s lien, or attachment lien.
• General Lien: A broad legal claim that can affect all properties (real and personal)
owned by a person or business entity, like a judgment lien or state/IRS tax liens.
• Attachment Lien: A court-ordered involuntary and specific lien that seizes a defendant’s
real or personal assets to ensure they are available to satisfy a potential judgment.
• Property Tax Lien: An involuntary and specific lien placed on a property due to unpaid
property taxes. These liens generally have priority over all other liens, even first
mortgages.
• Judgment Lien: An involuntary and general lien awarded by a court to a party who wins
a case and is awarded financial damages. It is formally established upon recording an
abstract of judgment and can apply to all properties owned by the debtor.
• Mechanic’s Lien: A specific lien filed by an unpaid contractor, subcontractor, laborer, or
material supplier against the property on which they performed work or supplied
materials. These liens are usually filed in the county recorder’s office where the property
is located.
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