📑 Buyer Action Playbook
Disclosures 101: TDS, NHD & How They Protect You
Answer 5 questions to decode the disclosure package: what's in it, what TDS and NHD really say, how to read them, and what to do when you find a problem.
Disclosures are the seller's legally required 'right-to-know package'. They're not a pile of scary paper — they're California's protection designed for you. Problems found on paper are always cheaper than problems found after closing.
- 5 categories: contents → TDS → NHD → reading → problem response
- Reading priorities shift with home age — matched to your answers
- Being in a hazard zone ≠ can't buy — it means decide with full knowledge