💰 Buyer Action Playbook

Down Payment & Proof of Funds (POF) 101

Answer 4 questions to get a 5-category funds checklist: POF requirements, source of funds, gift letters, timing, and common rejections.

On offer day, the listing agent wants your Proof of Funds. Wrong format, missing name, unclear source — and your offer gets sidelined. This checklist shows you what 'compliant POF' looks like and when to start.

  • POF basics: account holder name + amount + traceable source
  • Overseas wires, stock sales and gifts each have timing rules
  • Checklist adapts to your fund source