Seller Action Playbook

The Buyer's Contingency Phase: How Sellers Stay Calm

Answer 5 questions to get a 5-category playbook: the contingency map, inspection responses, appraisal responses, loan approval, and when you can finally exhale. The contingency phase is the cooling-off period — the buyer can exit, and your job is to make exiting unattractive.

Signing is just the start. The buyer will now pass through inspection, appraisal, and loan contingency windows — in each, they can cancel and reclaim the deposit. Key fact: in California, buyers must sign a Contingency Removal (CR) form to formally waive these rights, even if the contract says 0 days. Your agent's job through this is to push, verify, and watch.

  • Window 1: inspection (findings → negotiation)
  • Window 2: appraisal (shortfall → renegotiate or bridge)
  • Window 3: loan (approval → funding) — only after all CRs are signed is the deposit truly yours